How To Find The Best Buffalo Bankruptcy Lawyer

Looking for the best Buffalo bankruptcy lawyer? Follow these four steps to help you find a top bankruptcy lawyer in Buffalo NY.

How to Find The Best Buffalo Bankruptcy Lawyer – Buffalo Bankruptcy Experts

When you are in debt and considering bankruptcy you need a Buffalo bankruptcy lawyer in your corner. It is emotionally difficult to even consider bankruptcy. Since you will experience bankruptcy fi…

Beware Of Bankruptcy Loan Modification Advice

I just heard a sad story from a lady who took some really bad advice. The advice came from a loan modification agent. And, as a result of that advice, she is now going to lose her home to foreclosure.

Chapter 7: Can You or Trustee Sell Your Property After Bankruptcy Discharge?

You made it to the finish line. You filed your bankruptcy case and attended the required meetings. You took your credit counseling and debt management courses. You survived any filed objections. And y

Can I File Bankruptcy If Current And Not In Default On Payments?

Status Of Payments Does Not Affect Bankruptcy Eligibility I get asked this question often.  People think the gateway to bankruptcy relief requires being delinquent on payments. There is no such requi

Should I Use A Credit Card To Pay Taxes To IRS?

It is tax season. My clients (and myself) are trying to find ways to pay the taxes that they owe to the IRS and State Franchise Tax Board. Paying your taxes with a credit card may seem like a good ide

How Can I Be Responsible For Ex-Spouse Debts After Divorce?

How Divorce Judgments and Equalization Payments Work When going through a divorce, you can be left with different types of obligations. The most common is a domestic support obligation, such as child

Bankruptcy Discharge, Dismissal, And Case Closing

Ever wonder what happens after you file bankruptcy? Do you just telephone an attorney and with the push of a button your debts disappear? No, that's not quite how it works (although many who call me s

Bankruptcy: Freedom and Relief From Debts?

Bankruptcy is not always the best solution for your financial problems. But often it is. Yet it is usually (and unnecessarily) the absolute last resort for people with debt problems. Most of my client

Chapter 13: How To Get Relief From High Interest Rate Payments

If only the credit card companies would lower our payments a little, we could make them! Many people with good jobs have a hard time paying their debts. They have a house, car(s), and plenty of things

Why Bankruptcy Trustees Prefer You To File Without An Attorney

Bankruptcy trustees are in business to make money. Most knowledgeable sources recommend against people filing  bankruptcy cases without an attorney. But not Chapter 7 bankruptcy trustees. I recently

Bankruptcy Can Get Rid of Tax Debts But Only If Returns Are Filed

Income tax debts can be discharged in bankruptcy. But not all of them. There are rules.  Lots of them. One of the rules is that the taxes must be at least 3 years old. This is measured from the date

The Top Seven Apps For Effortlessly Saving Money

Benjamin Franklin is popularly quoted with the saying, “a penny saved is a penny earned.” If you are smart about saving money, you will probably have far fewer financial difficulties than the peop

How Soon Can I Buy A House After Bankruptcy Or Foreclosure?

Admittedly, it takes some amount of time to recover from a foreclosure or a bankruptcy, but if someone sincerely wants to buy a home after a bankruptcy or a foreclosure, it can usually be done. It mos

Infographic – Chapter 7 vs. Chapter 13 Bankruptcy

This infographic explores the differences between Chapter 7 and Chapter 13 bankruptcy, in an effort to help those seeking bankruptcy decide which of the two better suits their needs and current financ

Bankruptcy, Contractors, And Income Tax

Yes. it’s income tax season once again, and many of us in the state of Texas and across the country are enjoying the benefit of some extra cash in the form of an IRS income tax refund. However, if y

Taxes or Bankruptcy: What To File First

  What may seem like trivial financial matters are often overlooked when a person struggling with debt files for bankruptcy. One of those matters – and especially in the weeks prior to April 15 –

The High Cost Of Care Is Driving Cancer Patients To Bankruptcy

  According to data from the American Cancer Society, about 1,600 people die of cancer every day in the United States, and about 1.6 million new cancer cases were diagnosed in 2015. Cancer is still t

Cancer is a Major Trigger for Bankruptcy

Struggling with Medical Debt? A cancer diagnosis can spell serious consequences for a person’s health, and raises the possibility of chemotherapy, radiation and other expensive treatments over the n

Wells Fargo Will Pay More Than $80 Million to Homeowners in Chapter 13 Bankruptcy

A Chapter 13 bankruptcy has many advantages, and one of those is the ability to pay back much of your debt through a repayment plan. You will pay back your creditors under the plan, and will pay off m

When to File for Bankruptcy

You may not consider timing as of much significance, when it comes to filing for bankruptcy. After all, the rules are the same no matter which time of the year you file for bankruptcy, right? That may

New FICO Score Will Widen Credit Access

Your ability to get credit plays a major impact on your ability to recover financially after filing for bankruptcy. Remember, that your credit options are limited after a bankruptcy filing, and it is


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